Jon D. Walton, CFP®, CLU®, AIF®
Jon entered the financial services industry in 1980. Following through on a dream to provide clients with truly comprehensive and independent financial planning, Jon founded Independence Wealth Services in 1994 as a sole practitioner.
The firm has since expanded to include a CFA, CFP® professionals, multiple planners and two managers overseeing business development and client service.
Within the organization, Jon specializes in wealth management, retirement, and estate planning. He is a CERTIFIED FINANCIAL PLANNER™ practitioner, and he has earned the designations of Chartered Life Underwriter® (CLU®) and Accredited Investment Fiduciary® (AIF®). Jon finds great satisfaction in the fact that the IWS business model aligns the clients’ best interest with the firm’s best interest, unlike the commission-driven models of many financial services firms.
Jon strives to create and maintain excellent relationships with his clients, investment providers, and within the local community. He donates considerable resources and time to the Boys and Girls Clubs of Delaware, among other charitable activities, and is an avid motorsports enthusiast. Jon also enjoys spending time with his Australian Labradoodle, Biame.
Michael T. Boyle, CFP®, MBA
Mike guides successful corporate, legal, and medical professionals to implement plans to help achieve their goals. As a former executive and supply chain management consultant, he brings a unique background to his role advising actively employed and retired clients.
Through his experience as a financial professional who has earned the CERTIFIED FINANCIAL PLANNER™ certification, Mike assists his clients by assessing the client’s situation, identifying critical goals and key obstacles to success, crafting feasible strategies, and helping clients to form a plan to help grow and protect their wealth.
Mike resides in Chadds Ford, Pennsylvania with his wife, Michelle, and two sons. In his free time, he enjoys coaching youth sports, spending time with family and friends at the beach, and golfing when time permits. Mike has shared his expertise through volunteering as a guest instructor at the University of Delaware’s certificate in Financial Planning program, and as a Junior Achievement volunteer in middle school classrooms. Mike is an alumnus of Virginia Tech, with a B.S. Industrial & Systems Engineering, and Emory University, with an MBA.
David V. Duncan, CFA®
Dave has more than 30 years’ experience working in the financial services industry in the Delaware Valley. Prior to joining IWS, Dave was the director of research for a wealth management services company with more than $1 billion in assets and an equity portfolio manager where he managed equity portfolios of more than $200 million for individuals and institutions.
Dave believes in trust, honesty, and integrity and always putting the clients’ interests first. As a financial planner with IWS, with extensive knowledge of the financial markets, Dave works with clients to set and achieve their larger financial goals through investment planning, retirement planning, and risk management. In addition to his extensive experience, Dave has earned the Charter Financial Analyst® (CFA®) designation. The CFA® designation is regarded by most to be the key certification for investment professionals, especially in the areas of research and portfolio management.
Dave is a Penn State alumnus who enjoys spending time with his family, playing tennis, and taking weekend adventures on his motorcycle.
Raymond S. Babiarz, Jr.
Ray’s financial services experience spans multiple decades as a financial advisor and a former bank president. Ray has spent his life in Delaware and has two adult children. Ray is married to Peggy who has spent her career at Dupont. In his free time, Ray enjoys playing squash and golf, gardening, cooking, and traveling. Ray is a University of Delaware alumnus.
Jason Babiarz, CPA
Jason’s expertise as a CPA contributes to our team’s development of detailed client cash flow and retirement income plans. While we do not offer tax return preparation services, the thoughtful integration of taxation, investments, and income planning within a financial plan provide immense benefit to maximizing the value of clients’ financial resources and NET after-tax income over time.
Prior to joining IWS, Jason worked in the Wealth Management group at JP Morgan. Jason and his wife Claudia live in Wilmington, and in his free time Jason enjoys traveling and exercise. Jason is a York College of Pennsylvania and Wilmington University alumnus with a B.S. and M.S. in accounting.
Edna F. Werwinski
Client Relationship Manager
Edna started in the financial services industry in 1997 in credit card advertising and marketing. Prior to joining IWS, Edna was with an investment management firm where she held administrative positions supporting a variety of functions, including investment research, client service, and office administration.
Edna enjoys meeting and building rapport with the wonderful people who have placed their trust in us to help them achieve their financial goals. This interaction is the driving force behind ensuring that the experience we deliver is best in class. Consistent communication is part of attaining this trust.
Edna attended Mt. Saint Mary’s College and The Art Institute of Philadelphia. She enjoys spending time with her family and friends and the fun and friendly competition of playing tennis throughout the year.
Jacquelynn M. Simon
Client Relationship Manager
Jacquelynn works to provide best in class customer service to our clients. Jacquelynn is married with teenage children, and resides in Kennett Square. She and her husband, Jean-Jacques, are very active, often found training for and completing triathlons. Jacquelynn is a University of Delaware alumnus where she received a B.S. in Elementary and Special Education.